Samsung SmartPlan in Singapore: Buy now, pay monthly

Samsung says the idea is to reduce the hassle of maintaining expensive electronics, particularly as people keep their appliances for longer.

How does Samsung SmartPlan compare with LG Subscribe?

Samsung isn’t the first to offer this approach in Singapore. LG introduced its LG Subscribe service in 2025, allowing customers to spread the cost of home appliances over three, five or seven years, with extended warranties and regular maintenance included. Depending on the product, customers choose between self-care packages with replacement consumables delivered to their homes or LG Careship, which includes scheduled visits by technicians. Like SmartPlan, customers keep their appliances once they complete the payment period.

The biggest difference is how the two schemes handle payments and product care. 

Samsung’s SmartPlan covers a wider mix of devices, including smartphones and tablets, with shorter payment periods of one to five years. LG Subscribe offers longer contracts and places greater emphasis on regular appliance servicing. More importantly, LG Subscribe requires no upfront payment, whereas Samsung customers need a credit card with sufficient available credit to cover the entire purchase amount, even though payments are made monthly. Neither scheme automatically works out cheaper than buying outright, so consumers should compare the total cost, warranty coverage, maintenance benefits and any additional fees before signing up.

There is one important catch with SmartPlan. Samsung deducts the full purchase amount from the customer’s available credit limit upfront, much like a conventional credit card instalment plan. This means customers still need sufficient credit at the point of purchase, despite spreading payments over several years.

Care benefits also differ between products, and certain repairs carry additional service fees.

Samsung SmartPlan is now available through the Samsung Singapore website, where customers can select eligible products, compare payment durations and check the included care services before signing up.