SINGAPORE: A teacher was harassed by a loan shark she owed money to and agreed to act on his behalf to reduce her debt.
In less than a month, she harassed at least five victims – at times with the help of another person – sending them raw pork hooves, hell notes and publicising photos of their NRIC numbers.
On Friday (May 8), Geraldine Quek, 42, was sentenced to one year and six months’ jail after pleading guilty to seven charges of acting on behalf of an unlicensed moneylender. Another 12 charges were taken into consideration.
WHAT HAPPENED
Sometime in 2023, Quek began investing in cryptocurrency and later borrowed money from unlicensed moneylenders to do so.
When the cryptocurrency market crashed, she could not repay her loans and had debts with about four different unlicensed moneylenders.
In December 2024, Quek was introduced to another unlicensed moneylender, known only as “Travis Heng”, from whom she borrowed S$600 (US$473).
Unable to repay the full amount, she made weekly payments of S$100 to S$200. But he told her the amount had grown due to interest. She tried to negotiate with him about her repayment schedule but he began harassing her instead.
Before Oct 8, 2025, he forced the accused to take a nude photo of herself and send it to him, threatening to harass her further by going to her home if she did not do so.
