In the time since he retired, his biggest test came last year. He had a health shock that began with swollen feet and landed him in hospital after he fainted. He underwent 15 surgeries and was hospitalised for 62 days.
He said the hospital bill came to S$146,000, costing more than his flat. But he had insurance coverage and chose the most basic ward, Class C, which meant an 80 per cent subsidy.
âWe only pay 20 per cent. But 20 per cent is still a lot,â he said. âTwo per cent was my MediSave, and 18 per cent was the insurance.â
While he âdidnât pay a single centâ out of pocket, he knows he will need to spend on his future healthcare and living costs.
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