How to withdraw Child LifeSG Credits in cash

Note: This article was first published on 14 July 2025, but this method still works and can be used for the credits disbursed this year.

The government recently disbursed S$500 in Child LifeSG Credits to all Singaporean Citizen children aged between 0 and 12. This was announced as part of this year’s budget.

Where can I find my credits?

The credits should have been disbursed last week to the eligible child’s Child Development Account (CDA) trustee via the LifeSG mobile app. Eligible children are those born between 2013 and 2024. Children born last year should have received their first credits in April earlier this year.

To see if you have received your credits, open the LifeSG app on your device and scroll down to the “Child LifeSG Credits” tab.

How do I cash it out?

One good thing about the Child LifeSG Credits is that they can be used at any place that accepts payments using PayNOW UEN QR or NETS QR. This makes them almost as good as cold, hard cash.

But let’s say you don’t want to spend them, or you want to use them to offset other expenses, here’s how you can withdraw to a bank account.

• Log into your YouTrip account, or create one if you haven’t
• Generate a QR code using the “Top Up” function
• Open your LifeSG pay and pay to the QR code generated above
• Money should appear in your YouTrip account

If you need even more detailed steps and with photos to guide you, read on.

Here’s how to do it step by step, with pictures

• Start a YouTrip account
• Open the YouTrip app and tap on “Top Up”
• Enter the amount you want to withdraw from your Child LifeSG Credits (up to S$500)

• Then tap on “Generate QR Code” below
• Once the QR code is generated, either tap “Save to Photos” or save it as a screenshot

• Return to the LifeSG app and tap on the “Child LifeSG Credits” tab
• Tap on “Scan QR code to pay”, then tap on the gallery icon in the bottom right corner to use the QR code image that you’ve saved from YouTrip
• Check that you are paying the correct organisation (it should be YOUTECH) and that the amount is correct
• Slide to confirm and then open the YouTrip app to check your wallet’s balance

• Next, to transfer the money out from YouTrip, tap on “Transfer” and then “Withdraw to Own Account”
• Enter the amount you want to transfer, then select the payment method
• Finally, check that the amount in your bank account