For a family like mine with two children, S$1,000 covers groceries, diapers, school supplies, enrichment classes or a month of childcare-related expenses.
Yet the fact that many parents had not spent or claimed the credits struck me as surprising, because I often hear fellow parents say the same thing: raising a child in Singapore is expensive.
When my husband and I contemplated having kids, we considered the obvious financial expenses like pregnancy check-ups, delivery fees, infant care and milk powder, among other things.
But now as a mother of two, I’ve realised that when questioning whether a couple can afford a child, the answer isn’t a simple mathematical calculation of tallying the long laundry list of expenses.
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