SINGAPORE: A 43-year-old Singaporean man said he is considering “stepping down” into a lower-responsibility job with better hours after finally paying off his Housing and Development Board (HDB) flat after 11 years, as working in finance has left him burnt out and increasingly uncertain about the future of his job.
With artificial intelligence (AI) rapidly advancing, he said, “I suspect my job will be eliminated in a few years. I am actively using Claude for work and I can see how it will eventually replace me entirely.”
Although not as crippling as the burnout he felt at 33, which pushed him to pivot into his current work from a former tax consultant role, he said he is now wondering if others who have gone through something similar have taken the same path.
He shared on r/singaporefi that with just him and his wife, who currently works as a childcare teacher, no kids, they have about S$80,000 in emergency cash savings and a combined Central Provident Fund (CPF) balance of about S$240,000 after using a large portion of it to clear their HDB loan.
He also has around S$250,000 in stocks, a mix of income and growth investments, as well as an overseas investment property with about S$150,000 in equity.



