Amaze Card offering 2,000 bonus InstaPoints for wallet and card-linked spend

When will InstaPoints be credited?

The bonus InstaPoints from this promotion will be credited in the month following the end of the promotion period.

The T&Cs mention fulfilment “from” 16 December 2026 (but not “on”, so you might have to wait until the end of December to see them).

What counts as qualifying spend?

Qualifying spend consists of online and offline spending in SGD and FCY transactions, excluding charitable donations, education, government services, insurance premiums, hospitals and utility bills.

The full list of exclusions can be found below.

Terms & Conditions

The T&Cs for this promotion can be found here.

Is it worth it?

2,000 InstaPoints is worth S$25 cashback at most, so it’s not a life-changing bonus. 

Whether that’s worth gunning for really boils down to what QSA you were targeted for, and how much you’d normally spend with Amaze anyway.

For most people, the ceiling on Amaze spending is the Citi Rewards Card’s bonus cap of S$1,000 per statement month. As the table below shows, only a QSA of S$300 allows you to earn the full 2,000 InstaPoints bonus without exceeding the Citi Rewards Card’s bonus cap.

It’s not impossible to max out the InstaPoints bonus for higher QSAs, but you will need to route some spending through alternative Amaze pairings like the Maybank XL Rewards and OCBC Rewards Card, which only works if your purchases fall into their bonus categories (see below).

In any case, no one’s saying you have to max out the InstaPoints bonus. So long as your QSA falls within your 4 mpd caps, anything you earn is just the icing on the cake.

However, remember that InstaPoints have fixed conversion blocks. Outside of promotions, you can’t earn them from card-linked spend, so it’s possible you end up with orphan points that just expire, or have to settle for inferior value like the 1,000 InstaPoints = S$5 option.

What’s the best card to use with Amaze?

Here’s a quick recap of the best cards to pair with Amaze.

It’s possible to pair other Mastercards with Amaze too, such as the Citi Prestige or OCBC 90°N Card, but the math in general is less favourable.

For the full list of pairing options, refer to the post below.

What’s the best card to use with Amaze?

What can you do with InstaPoints?

InstaPoints can be used to offset an Instarem funds transfer, converted to KrisFlyer miles or exchanged for cashback.

🎁 InstaPoints Redemption Options
InstaPoints	Reward
100 to 400	S$1.25 to S$5 off an Instarem funds transfer
1,200	400 KrisFlyer miles
1,000	S$5 cashback
2,000	S$25 cashback 1x redemption per month

Given these conversion rates, 3 bonus InstaPoints per S$1 is equivalent to a bonus 1 mpd, or a cash rebate of 1.5% (if you take the 1,000 IPs = S$5 option) or 3.75% (if you take the 2,000 IPs= S$25 option, which is limited to one redemption per month).

Should you go for InstaPoints or KrisFlyer miles? That depends on how much you value an InstaPoint. If you use the 2,000 InstaPoints = S$25 denomination, then you’re effectively paying S$15 for 400 KrisFlyer miles, or 3.75 cents per mile — an insanely high price.

If you use the 1,000 InstaPoints = S$5 denomination, then the cost per mile is 1.5 cents per mile. This is a lot more reasonable, but it’s an open question as to whether that’s the right denomination to be redeeming in the first place.

When do InstaPoints expire?

InstaPoints have a hard expiry of 12 months from the date of crediting. Earning or redemption activity does not extend the life of your balance.

Conclusion

Amaze is offering 3 bonus InstaPoints per S$1 on spending above your personalised QSA from 1-15 November 2026, capped at 2,000 InstaPoints.

Since the bonus applies to card-linked spend, there’s no real cost to participating. You’ll continue earning your usual credit card rewards, with some InstaPoints as a top-up. 

Whatever your QSA, remember that transactions need to post by 15 November, so don’t leave it till the last minute.

What QSA were you targeted for?