Back in June 2026, the AMEX Platinum Charge launched a new welcome offer worth up to 100,000 miles. Now, I love a 100,000 miles welcome offer as much as the next man, but there were two big problems.
First, the welcome offer was split into two tranches — cardholders would only receive half upfront, with the second half disbursed in the 15th month, after paying the second year’s annual fee. Second, the minimum spend was a hefty S$15,000, which given the card’s poor earn rates, would entail significant opportunity cost.
Well, American Express has partially backtracked on this by cutting the minimum spend to S$10,000, while keeping the number of miles the same. Unfortunately, the bonus continues to be split into two, and the tighter new customer definition — which excludes even supplementary cardholders — still applies.
It’s an improvement, but not by much.
AMEX Platinum Charge revises 100,000 miles welcome offer
 AMEX Platinum Charge |
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| Apply |
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| New-to-AMEX | Existing | |
| Pay 1st Year Annual Fee & Spend S$10K (First 180 days) |
100,000 MR points | 60,000 MR points |
| Pay 2nd Year Annual Fee & Spend S$1 (15th Month) |
100,000 MR points | 60,000 MR points |
| Total Bonus | 200,000 MR points | 120,000 MR points |
| Note: 2 MR points = 1 mile for all programmes except Emirates Skywards |
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New-to-AMEX
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New-to-AMEX customers who apply for an AMEX Platinum Charge from 1 September 2026 to 31 January 2027 (with approval within 45 days) will earn up to 200,000 bonus MR points, consisting of:
- 100,000 bonus MR points for paying the first year’s annual fee (S$1,744) and spending S$10,000 within 180 days of approval
- 100,000 bonus MR points for paying the second year’s annual fee (S$1,744) and spending S$1 in the 15th month of membership
For example, if your card is approved on 17 June 2026, the 15th month of card membership (based on 30 calendar days per month) will be 11 August to 9 September 2027. You can use this date calculator to work out when your 15th month is.
In addition to this, they will earn a further 12,500 base MR points for spending S$10,000.
Existing AMEX customers
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Existing AMEX customers who apply for an AMEX Platinum Charge and receive approval by 31 January 2027 will earn up to 120,000 bonus MR points, consisting of:
- 60,000 bonus MR points for paying the first year’s annual fee (S$1,744) and spending S$10,000 within 180 days of approval
- 60,000 bonus MR points for paying the second year’s annual fee (S$1,744) and spending S$1 in the 15th month of membership
In addition to this, they will earn a further 12,500 base MR points for spending S$10,000.
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