Want more bang for your buck? Try these 9 hacks to save and spend better in Singapore

Under Singapore’s distance-based fare system, transfers made within 45 minutes from one bus service to another service number or between a bus and the MRT/LRT are treated as a continuous journey, with up to five transfers allowed within two hours.

So, taking the train, then a bus and a train again could count as one journey if there is no re-entry at the train station one had exited.

“To be fair, public transport hasn’t been very expensive,” Chia said. “But … it does take more time, and I do need to plan my route to know which bus and train to take.”

For short distances, bike-sharing can be a more cost-effective travel option. Riding a shared bike from Labrador Park MRT station to Mediacorp in the one-north precinct cost Chia just S$1, cheaper than his usual train fare.

“Why not try something different?” he said.

WATCH PART 2: Steven continues S$20/day budget challenge, while Munah ups her miles game (22:36)