{"id":88128,"date":"2026-09-26T21:32:02","date_gmt":"2026-09-26T13:32:02","guid":{"rendered":"https:\/\/sgbuzz.com\/?p=88128"},"modified":"2026-09-26T21:32:02","modified_gmt":"2026-09-26T13:32:02","slug":"how-to-claim-for-medical-treatment-overseas","status":"publish","type":"post","link":"https:\/\/sgbuzz.com\/?p=88128","title":{"rendered":"How To Claim For Medical Treatment Overseas"},"content":{"rendered":"<p><br \/>\n<\/p>\n<div id=\"wtr-content\" data-bg=\"transparent\" data-fg=\"#57b4fc\" data-width=\"5\" data-mute=\"\" data-fgopacity=\"1.00\" data-mutedopacity=\"1.00\" data-placement=\"top\" data-placement-offset=\"0\" data-content-offset=\"0\" data-placement-touch=\"top\" data-placement-offset-touch=\"0\" data-transparent=\"1\" data-shadow=\"1\" data-touch=\"\" data-non-touch=\"1\" data-comments=\"0\" data-commentsbg=\"transparent\" data-location=\"page\" data-mutedfg=\"#57b4fc\" data-endfg=\"#f44813\" data-rtl=\"\">\n<h2><b>Using MediSave in JB at Regency Specialist Hospital<\/b><\/h2>\n<hr\/>\n<p>Singaporeans are no strangers to using MediSave to offset hospital bills, but even with it, healthcare costs can still add up quickly. For those who don\u2019t mind crossing the Causeway for treatment, there\u2019s actually a way to <b>use your MediSave in JB<\/b> too.<\/p>\n<p><b>Regency Specialist Hospital<\/b> is the only hospital in JB currently that allows the usage of MediSave for eligible medical treatments. Before you start booking a hospital appointment, here\u2019s what you need to know about the scheme and how to get started.<\/p>\n<hr\/>\n<h3><b>What is Regency Specialist Hospital?<\/b><\/h3>\n<hr\/>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-401504\" src=\"https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-6.png\" alt=\"Regency Specialist Hospital\" width=\"680\" height=\"510\" srcset=\"https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-6.png 680w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-6-300x225.png 300w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-6-150x113.png 150w\" sizes=\"auto, (max-width: 680px) 100vw, 680px\"\/><br \/><i>Image credit: Jeff Lee via Google Maps<\/i><\/p>\n<p>The private hospital is located around a 15- to 30-minute drive from the JB checkpoint, depending on traffic. It has <b>more than 100 specialists <\/b>across various medical fields and sees around <b>230,000 patients annually<\/b>. Regency Specialist Hospital also treats around <b>150 to 200 international patients each day<\/b>, according to <a href=\"https:\/\/www.channelnewsasia.com\/singapore\/jb-hospital-surge-singapore-patients-using-medisave-6316341\" target=\"_blank\" rel=\"noopener\">CNA<\/a>.<\/p>\n<p>But here\u2019s the part that\u2019s probably most relevant to Singaporeans: it\u2019s currently the <b>only hospital in JB where MediSave can be used<\/b> for eligible medical expenses. In fact, it has been on Singapore\u2019s Ministry of Health (MOH) list of approved overseas hospitals for MediSave claims since March 2010.<\/p>\n<hr\/>\n<h3><b>Why do some Singaporeans consider going to JB for medical treatments?<\/b><\/h3>\n<hr\/>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-401500\" src=\"https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-2.jpg\" alt=\"Hospitalised\" width=\"1999\" height=\"1331\" srcset=\"https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-2.jpg 1999w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-2-300x200.jpg 300w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-2-1024x682.jpg 1024w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-2-150x100.jpg 150w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-2-768x511.jpg 768w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-2-1536x1023.jpg 1536w\" sizes=\"auto, (max-width: 1999px) 100vw, 1999px\"\/><br \/><i>Image credit: Stephen Andrews via Pexels<\/i><\/p>\n<p>For some Singaporeans, heading to JB for medical treatment is an appealing option as the <b>favourable exchange rate <\/b>can potentially make certain treatments more affordable, while<b> JB\u2019s proximity to SG<\/b> means you don\u2019t have to travel far from home.<\/p>\n<p>And getting there could become even more convenient once the <a href=\"https:\/\/thesmartlocal.com\/read\/rts-link-singapore-jb\/\" target=\"_blank\" rel=\"noopener\">RTS Link<\/a> starts operations, making the trip across the border less of a hassle.<\/p>\n<p>But cheaper healthcare doesn\u2019t automatically mean better healthcare. It\u2019s recommended that you do your homework on the hospital, doctor\u2019s qualifications and experience, as well as the quality and safety standards of the treatment you\u2019re considering.<\/p>\n<hr\/>\n<h3><b>Are medical treatments really cheaper in JB than in SG?<\/b><\/h3>\n<hr\/>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-401499\" src=\"https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-1.jpg\" alt=\"Ultrasound\" width=\"1999\" height=\"1335\" srcset=\"https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-1.jpg 1999w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-1-300x200.jpg 300w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-1-1024x684.jpg 1024w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-1-150x100.jpg 150w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-1-768x513.jpg 768w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-1-1536x1026.jpg 1536w\" sizes=\"auto, (max-width: 1999px) 100vw, 1999px\"\/><br \/><i>Image credit: Pavel Danilyuk via Pexels<\/i><\/p>\n<p>\n\t\t<iframe id=\"answers-client-6ab7c7b9c05ba\" class=\"answers-client\" src=\"\" height=\"500\" loading=\"lazy\" frameborder=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<p><a href=\"https:\/\/www.moh.gov.sg\/newsroom\/data-on-use-of-medisave-for-overseas-elective-hospitalisations-and-day-surgeries-in-past-five-years--and-cost-comparisons-with-treatments-undertaken-in-singapore\/\" target=\"_blank\" rel=\"noopener\">MOH said in a written parliamentary answer in August 2026<\/a> that it doesn\u2019t track how the costs of overseas medical treatments compare with similar treatments in Singapore. From 2020 to 2024, there were an average of 200 MediSave claims for overseas medical treatments, with most of these claims being for obstetrics and gynaecology services.<\/p>\n<p>So while you may have heard of certain treatments costing less in JB from your friend\u2019s friend or colleague, don\u2019t just assume that\u2019s always the case; there\u2019s more to the calculation than just converting the price from MYR to SGD.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-401503\" src=\"https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-5.jpg\" alt=\"IV drip\" width=\"1999\" height=\"1333\" srcset=\"https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-5.jpg 1999w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-5-300x200.jpg 300w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-5-1024x683.jpg 1024w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-5-150x100.jpg 150w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-5-768x512.jpg 768w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-5-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1999px) 100vw, 1999px\"\/><i>Image credit: RDNE Stock project via Pexels<\/i><\/p>\n<p>For instance, look at the <b>total cost of treatment<\/b>. Your bill could include consultation fees, pre-op tests, medication, hospitalisation, and follow-up appointments, so a cheaper procedure price doesn\u2019t necessarily mean a cheaper overall bill.<\/p>\n<p>You\u2019ll also want to <b>check your insurance coverage<\/b> before making any appointments. Some policies may not cover treatment at overseas private hospitals, so work out whether paying out of pocket in JB actually makes more sense for you than paying a co-payment for treatment in Singapore.<\/p>\n<p>If you\u2019re considering JB, make sure to <b>factor in how much follow-up care you\u2019ll need<\/b>. A simpler procedure with minimal follow-ups could be more convenient to manage across the border, while treatments requiring frequent appointments could mean more time, travel, and transport costs to factor into your budget.<\/p>\n<hr\/>\n<h3><b>What can I use MediSave for overseas?\u00a0<\/b><\/h3>\n<hr\/>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-401502\" src=\"https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-4.jpg\" alt=\"Surgical tools\" width=\"1999\" height=\"1333\" srcset=\"https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-4.jpg 1999w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-4-300x200.jpg 300w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-4-1024x683.jpg 1024w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-4-150x100.jpg 150w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-4-768x512.jpg 768w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-4-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1999px) 100vw, 1999px\"\/><i>Image credit: Jonathan Borba via Pexels<\/i><\/p>\n<p>According to <a href=\"https:\/\/www.cpf.gov.sg\/service\/article\/can-i-use-my-medisave-for-overseas-treatment-hospitalisation\" target=\"_blank\" rel=\"noopener\">CPF<\/a>, it can be used for <b>elective treatments<\/b> at <b>accredited healthcare facilities<\/b>. This includes <b>day surgery procedures<\/b> and <b>inpatient hospitalisation<\/b> for eligible medical and surgical treatments.<\/p>\n<p>With so many different treatments and procedures out there, it\u2019s best to check with the relevant organisations beforehand if you\u2019re unsure whether your treatment is covered. We\u2019ll break down what you need to know below.<\/p>\n<hr\/>\n<h3><b>Who is eligible to use MediSave overseas?<\/b><\/h3>\n<hr\/>\n<p><b>Singaporeans<\/b> and <b>Permanent Residents (PRs)<\/b> can use their own MediSave, or tap into the MediSave savings of an immediate family member. This includes your spouse, children, parents, siblings and grandchildren.<\/p>\n<hr\/>\n<h3><b>How does using MediSave at Regency Specialist Hospital work?\u00a0<\/b><\/h3>\n<hr\/>\n<h4><b>1. Schedule a specialist consultation with the hospital<\/b><\/h4>\n<hr\/>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-401506\" src=\"https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-8.jpg\" alt=\"Doctor's consultation\" width=\"1999\" height=\"1125\" srcset=\"https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-8.jpg 1999w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-8-300x169.jpg 300w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-8-1024x576.jpg 1024w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-8-150x84.jpg 150w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-8-768x432.jpg 768w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-8-1536x864.jpg 1536w\" sizes=\"auto, (max-width: 1999px) 100vw, 1999px\"\/><br \/><i>Image credit: Vitaly Gariev via Pexels<\/i><\/p>\n<p>First things first, you\u2019ll need to <b>book a consultation <\/b>with a specialist at Regency Specialist Hospital. You can make an appointment through the <a href=\"https:\/\/www.regencyspecialist.com\/\" target=\"_blank\" rel=\"noopener\">hospital\u2019s website<\/a> or call +60 16-722 7288.<\/p>\n<hr\/>\n<h4><b>2. Collect your referral letter<\/b><\/h4>\n<hr\/>\n<p>After your specialist consultation, you\u2019ll receive a <b>referral letter <\/b>with the details needed for your MediSave claim. This includes your particulars, diagnosis, the relevant <a href=\"https:\/\/isomer-user-content.by.gov.sg\/3\/ca783b21-2842-4431-b2f0-3934be261852\/table-of-surgical-procedures-(as-of-1-jan-2024).pdf\" target=\"_blank\" rel=\"noopener\">Table of Surgical Procedures code<\/a> for the surgery, estimated cost, expected hospitalisation duration if applicable, and proposed surgery or admission date.<\/p>\n<hr\/>\n<h4><b>3. Visit HMI Patient Service Centre in Singapore<\/b><\/h4>\n<hr\/>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-401507\" src=\"https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-9.png\" alt=\"HMI Medical\" width=\"1200\" height=\"1000\" srcset=\"https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-9.png 1200w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-9-300x250.png 300w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-9-1024x853.png 1024w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-9-150x125.png 150w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-9-768x640.png 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\"\/><br \/><i>Image credit: HMI Medical\u00a0<\/i><\/p>\n<p>Before your procedure, you\u2019ll need to make a stop at <b>Health Management International (HMI) Medical\u2019s Patient Service Centre in Singapore<\/b>. This is where HMI Medical will check your MediSave eligibility, provide financial counselling, and help to collect the required deposit.<\/p>\n<p>Remember to bring your referral letter along for the assessment.<\/p>\n<p>Make an appointment by calling +65 6322 6333 or via WhatsApp at +65 9182 1602. For more details, check <a href=\"https:\/\/www.hmimedical.com\/medical-travel\/using-medisave-in-malaysia#process\" target=\"_blank\" rel=\"noopener\">HMI Medical\u2019s guide on using MediSave in Malaysia<\/a>.<\/p>\n<hr\/>\n<h4><b>4. Proceed with treatment at Regency Specialist Hospital<\/b><\/h4>\n<hr\/>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-401498\" src=\"https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-7.png\" alt=\"Regency Specialist Hospital for international patients\" width=\"1500\" height=\"785\" srcset=\"https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-7.png 1500w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-7-300x157.png 300w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-7-1024x536.png 1024w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-7-150x79.png 150w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-7-768x402.png 768w\" sizes=\"auto, (max-width: 1500px) 100vw, 1500px\"\/><br \/><i>Image adapted from: Lukman AL &amp; \u5433\u742a\u306e via Google Maps<\/i><\/p>\n<p>Once everything\u2019s sorted, it\u2019s time to <b>head back to Regency Specialist Hospital for your scheduled treatment<\/b>. No further deposit is required on the day of admission, as the deposit would have been arranged earlier.<\/p>\n<p>After you\u2019re discharged, a patient services consultant from HMI Medical\u2019s Patient Service Centre will help you with the necessary MediSave claim submissions.<\/p>\n<p>Take note that all MediSave claims are subject to approval by MOH.<\/p>\n<hr\/>\n<h3><b>What is the withdrawal limit when using MediSave overseas?<\/b><\/h3>\n<hr\/>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-401501\" src=\"https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-3.png\" alt=\"Counting money\" width=\"1000\" height=\"667\" srcset=\"https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-3.png 1000w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-3-300x200.png 300w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-3-150x100.png 150w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-3-768x512.png 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\"\/><\/p>\n<p>MediSave withdrawal limits for overseas treatments are the <b>same as those for treatments in Singapore<\/b>. Here\u2019s a quick breakdown of how much you can use, as stated on <a href=\"https:\/\/www.cpf.gov.sg\/member\/healthcare-financing\/using-your-medisave-savings\/using-medisave-for-hospitalisation\" target=\"_blank\" rel=\"noopener\">CPF\u2019s website<\/a>:<\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Treatment<\/b><\/td>\n<td><b>Withdrawal limit<\/b><\/td>\n<\/tr>\n<tr>\n<td>Hospitalisation<\/td>\n<td>\n<ul>\n<li>Up to $1,130\/day for the first 2 days<\/li>\n<li>$400\/day thereafter<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td>Day surgery<\/td>\n<td>\n<\/td>\n<\/tr>\n<tr>\n<td>Inpatient surgery<\/td>\n<td>\n<ul>\n<li>Between $240 and $5,290 depending on the complexity of the surgery<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr\/>\n<h3><b>Can I use MediShield Life overseas?\u00a0<\/b><\/h3>\n<hr\/>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-401508\" src=\"https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-11-scaled.jpg\" alt=\"Making a claim\" width=\"2560\" height=\"1707\" srcset=\"https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-11-scaled.jpg 2560w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-11-300x200.jpg 300w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-11-1024x683.jpg 1024w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-11-150x100.jpg 150w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-11-768x512.jpg 768w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-11-1536x1024.jpg 1536w, https:\/\/thesmartlocal.com\/wp-content\/uploads\/2026\/09\/MediSave-in-JB-11-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\"\/><br \/><i>Image credit: RDNE Stock project via Pexels<\/i><\/p>\n<p>Unfortunately, <b>MediShield Life cannot be used for medical treatment overseas<\/b>. The MediShield Life scheme is meant for subsidised medical bills in Singapore\u2019s public healthcare system, so it doesn\u2019t extend to treatments received abroad.<\/p>\n<p>And while MediSave and MediShield Life may sound like 2 sides of the same coin, they work differently.<\/p>\n<hr\/>\n<h3><b>Bookmark this article if you\u2019re thinking about using MediSave in JB<\/b><\/h3>\n<hr\/>\n<p>Make sure you understand what MediSave can and cannot cover in JB, check your insurance policy, and factor in the full cost of treatment. You\u2019ll also want to do your own research on the hospital and specialist you\u2019re considering. After all, when it comes to healthcare, saving money shouldn\u2019t be the only thing on your checklist.<\/p>\n<p>More healthcare articles:<\/p>\n<hr\/>\n<p><i>Cover image adapted from: Lukman AL via Google Maps, The Smart Local, RDNE Stock project via Pexels<\/i><\/p>\n<\/div>\n<p><script>\n!function(f,b,e,v,n,t,s)\n{if(f.fbq)return;n=f.fbq=function(){n.callMethod?\nn.callMethod.apply(n,arguments):n.queue.push(arguments)};\nif(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version='2.0';\nn.queue=[];t=b.createElement(e);t.async=!0;\nt.src=v;s=b.getElementsByTagName(e)[0];\ns.parentNode.insertBefore(t,s)}(window, document,'script',\n'https:\/\/connect.facebook.net\/en_US\/fbevents.js');\nfbq('init', '658336433744676');\nfbq('track', 'PageView');\n<\/script><br \/>\n<br \/><br \/>\n<center><br \/>\n<br \/><a href=\"https:\/\/thesmartlocal.com\/read\/medisave-johor-bahru\/\" target=\"_blank\" rel=\"noopener\">Read Full Article At Source <\/a><br \/>\n<center\/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Using MediSave in JB at Regency Specialist Hospital Singaporeans are no strangers to using MediSave to offset hospital bills, but even with it, healthcare costs&#8230;<\/p>\n","protected":false},"author":1,"featured_media":88129,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[2611],"tags":[],"class_list":["post-88128","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buzz-headlines","wpcat-2611-id"],"brizy_media":[],"_links":{"self":[{"href":"https:\/\/sgbuzz.com\/index.php?rest_route=\/wp\/v2\/posts\/88128","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sgbuzz.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sgbuzz.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sgbuzz.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sgbuzz.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=88128"}],"version-history":[{"count":0,"href":"https:\/\/sgbuzz.com\/index.php?rest_route=\/wp\/v2\/posts\/88128\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sgbuzz.com\/index.php?rest_route=\/wp\/v2\/media\/88129"}],"wp:attachment":[{"href":"https:\/\/sgbuzz.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=88128"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sgbuzz.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=88128"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sgbuzz.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=88128"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}