{"id":86593,"date":"2026-09-21T05:11:02","date_gmt":"2026-09-20T21:11:02","guid":{"rendered":"https:\/\/sgbuzz.com\/?p=86593"},"modified":"2026-09-21T05:11:02","modified_gmt":"2026-09-20T21:11:02","slug":"who-pays-for-condo-defects-years-after-completion","status":"publish","type":"post","link":"https:\/\/sgbuzz.com\/?p=86593","title":{"rendered":"Who pays for condo defects years after completion?"},"content":{"rendered":"<p><br \/>\n<\/p>\n<div>\n<p class=\"text-primary article-summary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">SINGAPORE \u2013 <!-- --> A cracked facade, water seeping through the walls or loose concrete may seem like a straightforward building defect. But when<!-- --> <!-- -->such problems emerge years after a condominium was built, it may be difficult to determine who is responsible for fixing them and who should pay.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">Disputes can turn into a blame game between developers, architects, engineers, contractors and sub-contractors.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">Making matters worse, developers often create separate companies for individual projects and shut them down soon after completion.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">This can leave the condos\u2019 management corporations (MCSTs) with no one to sue, potentially saddling them with huge repair bills.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">The Straits Times recently reported on lawsuits filed by the MCSTs of Foresque Residences and Canberra Residences over alleged defects.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">At Foresque Residences, the alleged problem surfaced about 1<!-- -->0 years<!-- --> after the development in Petir Road was completed.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">In February 2025, a cement-based patch detached from the underside of<!-- --> <!-- -->a unit\u2019s balcony and fell about 20m. An engineer engaged by the MCST later identified 88 balconies in<!-- --> <!-- -->one block as being affected by an alleged defect.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">The condo\u2019s developer, architect, structural engineer, railing engineer and sub-contractor said the alleged problem was not their responsibility or had not been proven.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">The developer, Wincheer, argued that the claims were brought too late, while the main contractor, Tiong Aik Construction, is undergoing creditors\u2019 voluntary winding-up.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">At <a href=\"https:\/\/www.straitstimes.com\/singapore\/housing\/shattered-glass-water-seepage-canberra-residences-owners-sue-contractor-over-unresolved-defects?ref=inline-article\" rel=\"noopener\" class=\"gap-x-04 items-center inline text-primary-60 select-auto\" aria-label=\"link\" target=\"_blank\" data-testid=\"custom-link\"><span class=\"inline font-tertiary-body-baseline-regular\" data-testid=\"typography-test-id\">Canberra Residences in Sembawang,<\/span><\/a> the situation is different. Problems were reported in 2013<!-- --> <!-- -->soon after residents moved in, and a settlement agreement was reached in<!-- --> <!-- -->2020 to carry out rectification works.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">But its MCST is now back in court, alleging that some of the problems remain unresolved. The main contractor, MCC Engineering, disputes this.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">Among the problems that the MCST said residents are still grappling with are water seepage, ponding at lift lobbies and basement areas, defective paintwork and shattered balcony glass panels.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">Both lawsuits show that building disputes can remain unresolved long after a condominium has been completed.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">In both cases, the cause of the alleged problems and the party that<!-- --> <!-- -->should be responsible are being contested.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">A dispute becomes even more complicated when the companies involved in the original construction no longer exist.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">At Waterwoods executive condominium in Punggol, residents began discovering defects, including water seepage and cracks in external walls, from around 2019.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">The condominium, which obtained its temporary occupation permit in 2015, was a joint development by Sing Holdings and UE E&amp;C. Coral Edge Development was incorporated in 2013 to develop the condo.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">The defects emerged as Coral Edge Development was being wound up, and it was dissolved in 2020. The main contractor, Greatearth Corporation, became insolvent in 2021.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">In 2021, <!-- -->the Waterwoods MCST, represented by lawyer Daniel Tay,<!-- --> <!-- -->head of building and construction at BR Law Corporation, applied to the High Court to have the developer\u2019s dissolution declared void so that it could bring proceedings over the defects.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">It<!-- --> <!-- -->sought to recover about $3.9 million to<!-- --> <!-- -->cover rectification works.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">However,<!-- --> <!-- -->the High Court dismissed the application. In its grounds of decision published in 2022, the court said it was \u201cpointless\u201d to restore the developer as it no longer had assets available to meet the MCST\u2019s intended claim.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">The three cases illustrate why time could work against home owners. A defect may emerge late or a dispute may drag on for years. In Waterwoods\u2019 case, where owners believe they have a legitimate claim over defects, there is no viable company left from which to seek compensation.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">Tay said it is common for larger developers to set up a subsidiary company to develop a project. This company would be wound up after the project is completed and its liabilities settled.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">As the subsidiary<!-- --> <!-- -->is a separate entity, claimants will not be able to pursue<!-- --> <!-- -->the parent company for liabilities once its subsidiary has been wound up.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">Generally, MCSTs would then have to bear the costs<!-- --> <!-- -->\u2013 with the bill ultimately falling on home owners \u2013 or pursue claims with sub-contractors responsible for the defects.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">The first line of protection for home buyers is usually the one-year defects liability period, which starts when the buyers take possession of their homes.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">During this period, they can report defects to the developer, which will carry out rectification works.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">After that, the legal time limits under the Limitation Act become increasingly important.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">Daniel Chen, a partner at law firm Lee &amp; Lee who specialises in MCST disputes, said claims based on contract or tort are generally subject to a six-year limitation period from when the right to sue arises.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">But latent defects \u2013 problems that existed but were not discovered earlier \u2013 are treated differently<!-- --> <!-- -->once the six-year limitation period has passed.<\/p>\n<figure class=\"landscape inline-media-wrapper\" data-testid=\"inline-media-test-id\">\n<div class=\"flex flex-col items-start relative w-fit\"><picture><source media=\"(max-width: 480px)\" srcset=\"https:\/\/cassette.sphdigital.com.sg\/image\/straitstimes\/68491b6aeb6e357066923989cb84469325538573c357d28eef03da684247ead2?w=480\"\/><source media=\"(min-width: 481px) and (max-width: 720px)\" srcset=\"https:\/\/cassette.sphdigital.com.sg\/image\/straitstimes\/68491b6aeb6e357066923989cb84469325538573c357d28eef03da684247ead2?w=720\"\/><source media=\"(min-width: 721px and max-width: 3999px)\" srcset=\"https:\/\/cassette.sphdigital.com.sg\/image\/straitstimes\/68491b6aeb6e357066923989cb84469325538573c357d28eef03da684247ead2?w=900\"\/><source media=\"(min-width: 4000px)\" srcset=\"https:\/\/cassette.sphdigital.com.sg\/image\/straitstimes\/68491b6aeb6e357066923989cb84469325538573c357d28eef03da684247ead2\"\/><img decoding=\"async\" src=\"https:\/\/cassette.sphdigital.com.sg\/image\/straitstimes\/68491b6aeb6e357066923989cb84469325538573c357d28eef03da684247ead2\" alt=\"Disputes can turn into a blame game between developers, architects, engineers, contractors and subcontractors.\" class=\"aspect-landscape flex items-start shrink-0 object-cover landscape article-landscape mobile:w-auto tablet:w-auto\" data-testid=\"image-test-id\" loading=\"lazy\"\/><\/picture><\/div><figcaption class=\"mobile:mx-16 tablet:mx-00 pt-08 pb-16\">\n<p class=\"inline text-secondary font-secondary-captions-baseline-regular\" data-testid=\"inline-media-caption-test-id\">A shattered balcony glass panel at a penthouse unit in Canberra Residences. The balcony glass had reportedly been replaced twice, and earlier in 2026, a third panel shattered.<\/p>\n<p class=\"inline text-tertiary font-secondary-captions-baseline-regular\" data-testid=\"inline-media-credit-test-id\"> <!-- -->ST PHOTO: JOYCE LIM<\/p>\n<\/figcaption><\/figure>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">Chen<!-- --> said an MCST may still bring a claim in tort within three years of discovering a latent defect, subject to a long-stop date of <!-- -->15 years from the completion of the condominium<!-- -->.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">Once 15 years have passed, Chen said an MCST would no longer be able<!-- --> <!-- -->to use the latent-defect exception<!-- --> <!-- -->to claim against the developer, main contractor and sub-contractors for the defects.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">Some warranties given by contractors or sub-contractors and later assigned to an MCST may also remain enforceable while they are still in force, he added.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">However, defect claims can be technical and time-consuming.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">\u201cThey will usually take a year or two to conclude, even by settlement. If they proceed to trial, even longer,\u201d said Chen.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">In cases where responsibility is clear, disputes are often settled through mediation to avoid going to trial.<\/p>\n<h2 class=\"font-primary-headline-md-semibold\" data-testid=\"article-subhead-test-id\">What home owners  can do<\/h2>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">For home owners, the key is to act early.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">The legal deadline and the risk that a company may be wound up could complicate recovery.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">Problems should be documented and investigated as early as possible.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">Many home owners today engage surveyors to inspect their new homes after collecting their keys. Such inspections can help identify defects early<!-- --> <!-- -->so that they can seek rectification from the developer.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">But such inspections are limited to individual units and some defects in the common areas may remain hidden for years.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">Tay suggested that the insurance industry could consider offering retail coverage against latent defects that emerge years later.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">This could give MCSTs and home owners another source of compensation as a fail-safe if the company responsible becomes insolvent.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">The idea would be to spread the risk through insurance, rather than leave individual owners or an MCST to bear the full cost when there is no longer a viable developer or contractor to pursue.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">The cases show that discovering a defect is only the start. Establishing responsibility can be time-consuming.<!-- --> <!-- -->Even a successful claim may not lead to full recovery.<\/p>\n<p class=\"text-primary font-tertiary-body-baseline-regular\" data-testid=\"article-paragraph-annotation-test-id\">The longer a problem remains unresolved, the fewer options home owners have to recover their losses.<\/p>\n<\/div>\n<p><br \/>\n<center><br \/>\n<br \/><a href=\"https:\/\/www.straitstimes.com\/singapore\/housing\/when-condo-defects-emerge-years-later-who-pays\" target=\"_blank\" rel=\"noopener\">Read Full Article At Source <\/a><br \/>\n<center\/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>SINGAPORE \u2013 A cracked facade, water seeping through the walls or loose concrete may seem like a straightforward building defect. But when such problems emerge&#8230;<\/p>\n","protected":false},"author":1,"featured_media":86594,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[2611],"tags":[],"class_list":["post-86593","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buzz-headlines","wpcat-2611-id"],"brizy_media":[],"_links":{"self":[{"href":"https:\/\/sgbuzz.com\/index.php?rest_route=\/wp\/v2\/posts\/86593","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sgbuzz.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sgbuzz.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sgbuzz.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sgbuzz.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=86593"}],"version-history":[{"count":0,"href":"https:\/\/sgbuzz.com\/index.php?rest_route=\/wp\/v2\/posts\/86593\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sgbuzz.com\/index.php?rest_route=\/wp\/v2\/media\/86594"}],"wp:attachment":[{"href":"https:\/\/sgbuzz.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=86593"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sgbuzz.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=86593"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sgbuzz.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=86593"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}