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Most end up asking a financial advisor to validate AI insights.<\/strong><\/p>\n Singaporean high-net-worth investors are using artificial intelligence<\/a> to help them with their investment decisions but almost always ask human financial advisors to recheck its insights, research by HSBC from Ipsos revealed.<\/p>\n 76% of Singapore mass affluent and HNW investors use AI for finance and investment tasks, ahead of the 73% global average. Nearly seven in 10 investors use AI to research and analyse (69%), for strategy support (44%), and to stress-test their own ideas (34%).<\/p>\n Nearly eight in 10 (79%) bring those findings to a professional advisor for reassurance, whilst 71% bring them for strategic expertise.<\/p>\n Only 8% of Singapore investors say AI was the single most influential source in their last major investment decision, against 12% globally. And whilst 43% say AI has increased their appetite for taking calculated risks, that figure sits below the 49% global average, consistent with Singapore’s positioning as a more measured market alongside the US (44%), UK (39%) and Taiwan (43%).<\/p>\n Generationally, Singaporean Gen X investors<\/a> report AI use in finance at 72%, against a global equivalent of 65%. Amongst Baby Boomers, the gap is wider: 72% in Singapore versus 59% globally. The report said it shows that AI engagement in Singapore is not concentrated amongst younger investors but cuts across age groups in a way that distinguishes the country from most of the other nine markets surveyed.<\/p>\n Four in ten Singapore investors (40%) say their ideal approach is hybrid, with 57% preferring AI and advisers working together, above the global figure (50%).<\/p>\n That preference holds across generations: 45% of Singapore Gen Z investors favour the sequence for generating new investment ideas, ahead of their global peers at 38%.<\/p>\n \u201cOur new data tells us is that Singapore’s investors are using AI in their financial decision-making with discipline. They are doing more of their own analysis, arriving at conversations better prepared, and expecting more of the professional advisers who help them as a result. That is not a challenge to the adviser relationship model; it is setting a higher bar for what good advice looks like,\u201d Ashmita Acharya, Head of International Wealth and Premier Banking, HSBC Singapore said.<\/p>\n Amongst high-net-worth investors (or those with $2m or more in investable assets), AI adoption reaches nine in ten (90%), compared with 82% globally. Singapore’s wealthiest respondents attribute an average 40% of their investment returns over the past 12 months to AI influence, above the 31% average across all Singapore investors surveyed.<\/p>\n At the same time, two-thirds (65%) say AI makes them feel more in control. These are clients who are already measuring AI’s contribution to their portfolio performance; what they are looking for from their bank is a relationship that matches their level of sophistication.<\/p>\n HSBC\u2019s new survey included 9,993 mass affluent and high-net-worth investors across ten markets. The Singapore dataset comprised 609 respondents, surveyed between January and February 2026.<\/p>\n<\/p><\/div>\n Most end up asking a financial advisor to validate AI insights. Singaporean high-net-worth investors are using artificial intelligence to help them with their investment decisions…<\/p>\n","protected":false},"author":1,"featured_media":68253,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[2611],"tags":[],"class_list":["post-68252","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buzz-headlines","wpcat-2611-id"],"_links":{"self":[{"href":"https:\/\/sgbuzz.com\/index.php?rest_route=\/wp\/v2\/posts\/68252","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sgbuzz.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sgbuzz.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sgbuzz.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sgbuzz.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=68252"}],"version-history":[{"count":0,"href":"https:\/\/sgbuzz.com\/index.php?rest_route=\/wp\/v2\/posts\/68252\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sgbuzz.com\/index.php?rest_route=\/wp\/v2\/media\/68253"}],"wp:attachment":[{"href":"https:\/\/sgbuzz.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=68252"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sgbuzz.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=68252"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sgbuzz.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=68252"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
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