{"id":47737,"date":"2026-04-27T08:22:38","date_gmt":"2026-04-27T00:22:38","guid":{"rendered":"https:\/\/sgbuzz.com\/?p=47737"},"modified":"2026-04-27T08:22:38","modified_gmt":"2026-04-27T00:22:38","slug":"singapore-savings-bonds-ssb-10-year-return-at-2-14-better-than-fixed-deposits-and-t-bills","status":"publish","type":"post","link":"https:\/\/sgbuzz.com\/?p=47737","title":{"rendered":"Singapore Savings Bonds (SSB) 10-year return at 2.14%. Better than fixed deposits and T-bills?"},"content":{"rendered":"<p><br \/>\n<\/p>\n<div><!----><\/p>\n<h2 id=\"what-happened?\">What happened?<\/h2>\n<p>Singapore Savings Bond (SSB) yields have moved higher in April 2026.<\/p>\n<p>The <a href=\"https:\/\/www.mas.gov.sg\/bonds-and-bills\/auctions-and-issuance-calendar\/issuance-singapore-savings-bond?issue_code=GX26050H&amp;issue_date=2026-05-04\" target=\"_blank\" rel=\"noopener\">latest SSB offers a 10-year average return of 2.14%<\/a>, up from 1.99% for the previous month&#8217;s issue.<\/p>\n<p>Earlier, I compared the <a href=\"https:\/\/growbeansprout.com\/tbills-vs-fixed-deposit-vs-ssb-yield-apr-2026\" target=\"_blank\" rel=\"noopener\">Singapore Savings Bond (SSB) with fixed deposits, T-bills and savings accounts in April 2026.<\/a><\/p>\n<p>With the SSB&#8217;s 10-year average return of 2.14% above the <a href=\"https:\/\/growbeansprout.com\/insights\/savings\/singapore-best-fixed-deposit-rate\" target=\"_blank\" rel=\"noopener\">best fixed deposit rates<\/a> in Singapore and <a href=\"https:\/\/growbeansprout.com\/t-bill-allotment-23-april-2026\" target=\"_blank\" rel=\"noopener\">latest 6-month T-bill yield<\/a>, the SSB may be worth considering for those looking for a relatively safe way to <a href=\"https:\/\/growbeansprout.com\/passive-income-singapore\" target=\"_blank\" rel=\"noopener\">earn passive income in Singapore.<\/a><\/p>\n<p>In this article, I&#8217;ll examine whether it is worth applying for the current SSB or waiting for the next one.<\/p>\n<h2 id=\"latest-ssb-offers-10-year-average-interest-rate-of-2.14%\">Latest SSB offers 10-year average interest rate of 2.14%<\/h2>\n<p>The <a href=\"https:\/\/www.mas.gov.sg\/bonds-and-bills\/singapore-savings-bonds\" target=\"_blank\" rel=\"noopener\">latest SSB issuance<\/a> offers a relatively attractive interest rate.<\/p>\n<p>If you hold on to the SSB for 1 year, you will receive an average return of 1.40%.<\/p>\n<p>If you hold on to the SSB for 10 years, you will receive an average return of 2.14% per year.<\/p>\n<figure class=\"image\"><img loading=\"lazy\" decoding=\"async\" style=\"aspect-ratio:1306\/247;\" src=\"https:\/\/cdn.growbeansprout.com\/strapi-uploads\/SBMAY_26_GX_26050_H_ssb_bond_returns_f9dfb0afa9.jpg\" alt=\"SBMAY26 GX26050H ssb bond returns\" srcset=\"https:\/\/cdn.growbeansprout.com\/strapi-uploads\/thumbnail_SBMAY_26_GX_26050_H_ssb_bond_returns_f9dfb0afa9.jpg 245w,https:\/\/cdn.growbeansprout.com\/strapi-uploads\/small_SBMAY_26_GX_26050_H_ssb_bond_returns_f9dfb0afa9.jpg 500w,https:\/\/cdn.growbeansprout.com\/strapi-uploads\/medium_SBMAY_26_GX_26050_H_ssb_bond_returns_f9dfb0afa9.jpg 750w,https:\/\/cdn.growbeansprout.com\/strapi-uploads\/large_SBMAY_26_GX_26050_H_ssb_bond_returns_f9dfb0afa9.jpg 1000w,\" sizes=\"auto, 100vw\" width=\"1306\" height=\"247\"\/><figcaption>Source: MAS<\/figcaption><\/figure>\n<p>The 10-year average return of 2.14% is higher than the <a href=\"https:\/\/growbeansprout.com\/ssb-vs-tbill-vs-fixed-deposit-mar-2026\" target=\"_blank\" rel=\"noopener\">rate of 1.99% p.a. offered by the previous SSB in March 2026.<\/a><\/p>\n<div class=\"raw-html-embed\"><iframe src=\"https:\/\/flo.uri.sh\/visualisation\/13615109\/embed\" title=\"Interactive or visual content\" class=\"flourish-embed-iframe\" scrolling=\"no\" style=\"width:100%;height:600px;\" sandbox=\"allow-same-origin allow-forms allow-scripts allow-downloads allow-popups allow-popups-to-escape-sandbox allow-top-navigation-by-user-activation\"><\/p>\n<div frameborder=\"0\"><a class=\"flourish-credit\" href=\"https:\/\/public.flourish.studio\/visualisation\/13615109\/?utm_source=embed&amp;utm_campaign=visualisation\/13615109\" target=\"_top\" style=\"text-decoration:none!important\" rel=\"noopener\"><img decoding=\"async\" alt=\"Made with Flourish\" src=\"https:\/\/public.flourish.studio\/resources\/made_with_flourish.svg\" style=\"width:105px!important;height:16px!important;border:none!important;margin:0!important;\"\/> <\/a><\/div>\n<p><\/iframe><\/div>\n<p>\u00a0<\/p>\n<h2 id=\"ssb-1-year-rate-similar-to-best-1-year-fixed-deposit-rate-in-singapore\">SSB 1-year rate similar to best 1-year fixed deposit rate in Singapore<\/h2>\n<p>The 1-year rate of 1.40% p.a. is similar to <a href=\"https:\/\/growbeansprout.com\/insights\/savings\/singapore-best-fixed-deposit-rate\" target=\"_blank\" rel=\"noopener\">the best 12-month fixed deposit rate of 1.40% p.a.<\/a><\/p>\n<p>It is higher than the <a href=\"https:\/\/growbeansprout.com\/insights\/savings\/singapore-best-fixed-deposit-rate\" target=\"_blank\" rel=\"noopener\">best 3-month fixed deposit rate of 1.30%<\/a>, but lower than the <a href=\"https:\/\/growbeansprout.com\/insights\/savings\/singapore-best-fixed-deposit-rate\" target=\"_blank\" rel=\"noopener\">best 6-month fixed deposit rate of 1.50% p.a.<\/a><\/p>\n<figure class=\"table\" style=\"width:95.01%;\">\n<table class=\"ck-table-resized\">\n<colgroup>\n<col style=\"width:21.83%;\"\/>\n<col style=\"width:35.83%;\"\/>\n<col style=\"width:42.34%;\"\/><\/colgroup>\n<thead>\n<tr>\n<th style=\"border-color:hsl(0, 0%, 90%);border-width:1.0pt;padding:0cm 5.4pt;vertical-align:top;width:150.15pt;\"><strong>Tenure<\/strong><\/th>\n<th style=\"border-bottom-style:solid;border-color:hsl(0, 0%, 90%);border-left-style:none;border-right-style:solid;border-top-style:solid;border-width:1.0pt;padding:0cm 5.4pt;vertical-align:top;width:150.15pt;\"><strong>Best fixed deposit interest rate (p.a.)<\/strong><\/th>\n<th style=\"border-bottom-style:solid;border-color:hsl(0, 0%, 90%);border-left-style:none;border-right-style:solid;border-top-style:solid;border-width:1.0pt;padding:0cm 5.4pt;vertical-align:top;width:150.2pt;\"><strong>Bank<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>3 months<\/td>\n<td style=\"border-color:#bfbfbf;border-width:0.6666667500000001pt;padding:5pt;vertical-align:top;\">1.30%\u00a0<\/td>\n<td style=\"border-color:#bfbfbf;border-width:0.6666667500000001pt;padding:5pt;vertical-align:top;\">RHB, ICBC and Bank of China (BOC)<\/td>\n<\/tr>\n<tr>\n<td>6 months<\/td>\n<td style=\"border-color:#bfbfbf;border-width:0.6666667500000001pt;padding:5pt;vertical-align:top;\">1.50%<\/td>\n<td style=\"border-color:#bfbfbf;border-width:0.6666667500000001pt;padding:5pt;vertical-align:top;\">HL Bank<\/td>\n<\/tr>\n<tr>\n<td>9 months<\/td>\n<td style=\"border-color:#bfbfbf;border-width:0.6666667500000001pt;padding:5pt;vertical-align:top;\">1.38%<\/td>\n<td style=\"border-color:#bfbfbf;border-width:0.6666667500000001pt;padding:5pt;vertical-align:top;\">Bank of China (BOC)<\/td>\n<\/tr>\n<tr>\n<td>12 months<\/td>\n<td style=\"border-color:#bfbfbf;border-width:0.6666667500000001pt;padding:5pt;vertical-align:top;\">1.40%<\/td>\n<td style=\"border-bottom-color:#bfbfbf;border-left-color:#e6e6e6;border-right-color:#e6e6e6;border-top-color:#bfbfbf;border-width:0.6666667500000001pt;padding:0pt 5pt;vertical-align:top;\">Singapura Finance, ICBC and Bank of China (BOC)<\/td>\n<\/tr>\n<tr>\n<td colspan=\"3\">Source: Various bank websites as of 21 April 2026<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<h2 id=\"ssb-1-year-rate-also-similar-to-latest-6-month-singapore-t-bill-yield\">SSB 1-year rate also similar to latest 6-month Singapore T-bill yield<\/h2>\n<p>The SSB 1-year rate of 1.40% is on par with the <a href=\"https:\/\/growbeansprout.com\/t-bill-allotment-23-apr-2026\" target=\"_blank\" rel=\"noopener\">latest 6-month Singapore T-bill yield of 1.40% on 23 April.<\/a><\/p>\n<p>However, it is below the latest <a href=\"https:\/\/growbeansprout.com\/t-bill-allotment-16-apr-2026\" target=\"_blank\" rel=\"noopener\">1-year Singapore T-bill yield of 1.46% on 16 April<\/a>.<\/p>\n<figure class=\"table\" style=\"width:100%;\"\/>\n<div class=\"raw-html-embed\"><iframe src=\"https:\/\/flo.uri.sh\/visualisation\/13519445\/embed\" title=\"Interactive or visual content\" class=\"flourish-embed-iframe\" scrolling=\"no\" style=\"width:100%;height:600px;\" sandbox=\"allow-same-origin allow-forms allow-scripts allow-downloads allow-popups allow-popups-to-escape-sandbox allow-top-navigation-by-user-activation\" frameborder=\"0\"><\/iframe><\/p>\n<div style=\"width:100%!;margin-top:4px!important;text-align:right!important;\"><a class=\"flourish-credit\" href=\"https:\/\/public.flourish.studio\/visualisation\/13519445\/?utm_source=embed&amp;utm_campaign=visualisation\/13519445\" target=\"_top\" style=\"text-decoration:none!important\" rel=\"noopener\"><img decoding=\"async\" alt=\"Made with Flourish\" src=\"https:\/\/public.flourish.studio\/resources\/made_with_flourish.svg\" style=\"width:105px!important;height:16px!important;border:none!important;margin:0!important;\"\/> <\/a><\/div>\n<\/div>\n<p>\u00a0<\/p>\n<h2 id=\"ssb-interest-rate-projected-to-dip-to-around-2.09%\">SSB interest rate projected to dip to around 2.09%<\/h2>\n<p>For those new to the Singapore Savings Bond (SSB), it&#8217;s important to understand that <a href=\"https:\/\/www.mas.gov.sg\/-\/media\/MAS\/News-and-Publications\/Press-Releases\/Annex-1-FAQ.pdf\" target=\"_blank\" rel=\"noopener\">SSB interest rates are closely tied to the yields of Singapore Government Securities (SGS)<\/a>.<\/p>\n<p>Similar to T-bills, SGS are bonds issued by the Singapore government. But, they have a longer maturity of 2 years to 30 years.<\/p>\n<p>The interest rates on each SSB issuance are linked to the <a href=\"https:\/\/eservices.mas.gov.sg\/statistics\/fdanet\/SgsBenchmarkIssuePrices.aspx\" target=\"_blank\" rel=\"noopener\">daily average SGS yields as published by MAS<\/a> in the previous month.<\/p>\n<p>This means the 10-year average return of the upcoming SSB will largely mirror the yield of the 10-year Singapore government bond or SGS observed this month.<\/p>\n<p>As shown in the chart below, the 10-year SGS yield surged to around 2.4% in late March 2026, before falling back later in April.<\/p>\n<p><span style=\"background-color:rgb(255,255,255);color:rgb(18,18,18);\">The 10-year SGS yield stood at around 2.1% as of 23 April 2026.<\/span><\/p>\n<p><span style=\"background-color:rgb(255,255,255);color:rgb(18,18,18);\">The sharp move in yields in late March likely renewed inflation concerns and <\/span><a href=\"https:\/\/growbeansprout.com\/fed-singapore-blue-chips-mar-2026\" target=\"_blank\" rel=\"noopener\">reduced expectations of near-term rate cuts<\/a><span style=\"background-color:rgb(255,255,255);color:rgb(18,18,18);\">.<\/span><\/p>\n<p><span style=\"background-color:rgb(255,255,255);color:rgb(18,18,18);\">However, bond yields have come down in the past few weeks with <\/span><a href=\"https:\/\/growbeansprout.com\/weekly-update-19-apr-2026\" target=\"_blank\" rel=\"noopener\"><span style=\"background-color:rgb(255,255,255);color:rgb(18,18,18);\">a de-escalation in the Middle East conflict, falling oil prices and easing inflation concerns.\u00a0<\/span><\/a><\/p>\n<figure class=\"image\"><img loading=\"lazy\" decoding=\"async\" style=\"aspect-ratio:1255\/825;\" src=\"https:\/\/cdn.growbeansprout.com\/strapi-uploads\/SG_10_Year_Governments_Bonds_Yield_23_april_2026_4f50f6d013.jpg\" alt=\"SG 10 Year Governments Bonds Yield\" srcset=\"https:\/\/cdn.growbeansprout.com\/strapi-uploads\/thumbnail_SG_10_Year_Governments_Bonds_Yield_23_april_2026_4f50f6d013.jpg 237w,https:\/\/cdn.growbeansprout.com\/strapi-uploads\/small_SG_10_Year_Governments_Bonds_Yield_23_april_2026_4f50f6d013.jpg 500w,https:\/\/cdn.growbeansprout.com\/strapi-uploads\/medium_SG_10_Year_Governments_Bonds_Yield_23_april_2026_4f50f6d013.jpg 750w,https:\/\/cdn.growbeansprout.com\/strapi-uploads\/large_SG_10_Year_Governments_Bonds_Yield_23_april_2026_4f50f6d013.jpg 1000w,\" sizes=\"auto, 100vw\" width=\"1255\" height=\"825\"\/><figcaption>Source: TradingView<\/figcaption><\/figure>\n<p>As of 22 April 2026, the closing yield on the 10-year Singapore government bond stood at approximately 2.07%.<\/p>\n<figure class=\"image\"><img loading=\"lazy\" decoding=\"async\" style=\"aspect-ratio:948\/489;\" src=\"https:\/\/cdn.growbeansprout.com\/strapi-uploads\/SGS_Closing_Yields_22_april_2026_ab319a0907.jpg\" alt=\"SGS Closing Yields 22 april 2026\" srcset=\"https:\/\/cdn.growbeansprout.com\/strapi-uploads\/thumbnail_SGS_Closing_Yields_22_april_2026_ab319a0907.jpg 245w,https:\/\/cdn.growbeansprout.com\/strapi-uploads\/small_SGS_Closing_Yields_22_april_2026_ab319a0907.jpg 500w,https:\/\/cdn.growbeansprout.com\/strapi-uploads\/medium_SGS_Closing_Yields_22_april_2026_ab319a0907.jpg 750w,\" sizes=\"auto, 100vw\" width=\"948\" height=\"489\"\/><figcaption>Source: MAS<\/figcaption><\/figure>\n<p>Based on the average yield observed in April, the 10-year average return for the next SSB is likely to be lower than the current issuance.<\/p>\n<p>As of 23 April 2026,\u00a0<a href=\"https:\/\/growbeansprout.com\/tools\/ssb-interest-rate-projection\" target=\"_blank\" rel=\"noopener\">our SSB interest rate projection<\/a> estimates that<strong> the next SSB may offer a 10-year average return of approximately 2.09%.<\/strong><\/p>\n<p>This estimate is based on the average closing yield of the 10-year Singapore Government Bond recorded so far in April, assuming the yield remains steady at 2.07% for the rest of the month.<\/p>\n<figure class=\"image\"><img loading=\"lazy\" decoding=\"async\" style=\"aspect-ratio:595\/547;\" src=\"https:\/\/cdn.growbeansprout.com\/strapi-uploads\/Beansprout_Projected_SSB_Returns_Jun_2026_0b8c7c60fc.jpg\" alt=\"Beansprout Projected SSB Returns Jun 2026\" srcset=\"https:\/\/cdn.growbeansprout.com\/strapi-uploads\/thumbnail_Beansprout_Projected_SSB_Returns_Jun_2026_0b8c7c60fc.jpg 170w,https:\/\/cdn.growbeansprout.com\/strapi-uploads\/small_Beansprout_Projected_SSB_Returns_Jun_2026_0b8c7c60fc.jpg 500w,\" sizes=\"auto, 100vw\" width=\"595\" height=\"547\"\/><figcaption>Source: Beansprout<\/figcaption><\/figure>\n<p>\u00a0<\/p>\n<h2 id=\"demand-for-ssb-dropped-in-the-previous-issuance\"><strong>Demand for SSB dropped in the previous issuance<\/strong><\/h2>\n<p>With the drop in the 10-year average return to below 2% in the previous SSB issuance, demand fell to the lowest level in the past 12 months.<\/p>\n<p>Applications amounted to S$169 million, a decrease from the S$193 million in March.<\/p>\n<p>This remains below the S$300 million of SSBs offered in the latest issuance.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/cdn.growbeansprout.com\/strapi-uploads\/SSB_Applications_April_2026_78e9069ff0.jpg\" alt=\"SSB Applications April 2026\" srcset=\"https:\/\/cdn.growbeansprout.com\/strapi-uploads\/thumbnail_SSB_Applications_April_2026_78e9069ff0.jpg 245w,https:\/\/cdn.growbeansprout.com\/strapi-uploads\/small_SSB_Applications_April_2026_78e9069ff0.jpg 500w,https:\/\/cdn.growbeansprout.com\/strapi-uploads\/medium_SSB_Applications_April_2026_78e9069ff0.jpg 750w,https:\/\/cdn.growbeansprout.com\/strapi-uploads\/large_SSB_Applications_April_2026_78e9069ff0.jpg 1000w,\" sizes=\"auto, 100vw\" width=\"1920\" height=\"1080\"\/><\/p>\n<h2 id=\"what-would-beansprout-do?-\">What would Beansprout do?\u00a0<\/h2>\n<p>With the recent global geopolitical tensions, I have been evaluating my financial plan to make sure it offers me sufficient security and peace of mind.<\/p>\n<p>The first step is to make sure I have sufficient cash put aside for emergency uses through my liquidity pot, where I would then put into a mix of savings accounts, fixed deposits, T-bills, SSBs and money market funds.<\/p>\n<p>Then, I would see how I can earn a potentially higher yield on this pot of emergency cash, while maintaining the liquidity I may need.<\/p>\n<p>The<strong> latest issuance of the SSB offers a 1-year rate of 1.40%, and 10-year average return of 2.14%.<\/strong><\/p>\n<p>The 1-year rate of 1.40% is on par with the <a href=\"https:\/\/growbeansprout.com\/insights\/savings\/singapore-best-fixed-deposit-rate\" target=\"_blank\" rel=\"noopener\">best 12-month fixed deposit rate<\/a>, but higher than the best 3-month fixed deposit rate.<\/p>\n<p>The latest SSB also lets us lock in a rate of 2.14% over 10 years, while having the flexibility to redeem prior to maturity.<\/p>\n<p><strong>With the 10-year average return on the next SSB projected to decrease to around 2.09%, it may be worth applying for the current one rather than waiting for the next SSB.<\/strong><\/p>\n<p>If you are looking for the best place to park your savings, we compare <a href=\"https:\/\/growbeansprout.com\/tbills-vs-fixed-deposit-vs-ssb-yield-apr-2026\" target=\"_blank\" rel=\"noopener\">SSBs to T-bills and fixed deposits to find out how to allow our spare cash to work harder.<\/a><\/p>\n<p>By finding the best place to park my cash, I know that I have a stable base for the rest of my portfolio.<\/p>\n<p>When this pot is properly set up, I know I can ride through market volatility without being forced to sell my investments at the wrong time. <a href=\"https:\/\/growbeansprout.com\/liquidity-pot\" target=\"_blank\" rel=\"noopener\">Learn more about the liquidity pot here.<\/a><\/p>\n<p><span style=\"background-color:rgb(255,255,255);color:rgb(18,18,18);\"><strong>[Beansprout Exclusive Longbridge Promotion] Get bonus S$50 FairPrice voucher within 5 working days<\/strong><\/span>, plus 5% p.a. interest boost coupon (worth ~S$100) when you sign up for a Longbridge account via Beansprout. Plus, stand a chance to win S$150 CapitaVouchers weekly! Promo ends on 30 April 2026.\u00a0<a href=\"https:\/\/growbeansprout.com\/longbridge-promotion\" target=\"_blank\" rel=\"noopener\">Learn more about the Longbridge promo here.\u00a0<\/a><\/p>\n<p>To find out how much more interest you can potentially earn by swapping your previous bonds to the current, check out our\u00a0<a href=\"https:\/\/growbeansprout.com\/tools\/ssb-swap-calculator\" target=\"_blank\" rel=\"noopener\">SSB swap calculator.<\/a><\/p>\n<p><iframe src=\"https:\/\/growbeansprout.com\/embed\/ssb-swap-calculator\" title=\"SSB Swap Calculator Widget\" class=\"element-visibility w-full\" id=\"ssb-swap-calculator\" scrolling=\"no\" style=\"height: 1000px;\" data-type=\"embedded-widget\" data-content=\"ssb-swap-calculator\" frameborder=\"0\"><br \/>\n<\/iframe><\/p>\n<p>Application for the latest SSB will close at 9pm on 27 April 2026 (Monday). Redemption of SSBs will also close at 9pm on 27 April 2026 (Monday).<\/p>\n<figure class=\"image\"><img loading=\"lazy\" decoding=\"async\" style=\"aspect-ratio:1321\/444;\" src=\"https:\/\/cdn.growbeansprout.com\/strapi-uploads\/SSB_Application_Timeline_April_2026_8b5f78a25d.jpg\" alt=\"SSB Application Timeline April 2026\" srcset=\"https:\/\/cdn.growbeansprout.com\/strapi-uploads\/thumbnail_SSB_Application_Timeline_April_2026_8b5f78a25d.jpg 245w,https:\/\/cdn.growbeansprout.com\/strapi-uploads\/small_SSB_Application_Timeline_April_2026_8b5f78a25d.jpg 500w,https:\/\/cdn.growbeansprout.com\/strapi-uploads\/medium_SSB_Application_Timeline_April_2026_8b5f78a25d.jpg 750w,https:\/\/cdn.growbeansprout.com\/strapi-uploads\/large_SSB_Application_Timeline_April_2026_8b5f78a25d.jpg 1000w,\" sizes=\"auto, 100vw\" width=\"1321\" height=\"444\"\/><figcaption>Source: MAS<\/figcaption><\/figure>\n<p>You can sign up for an email reminder to be reminded of future SSB closing dates.<\/p>\n<p>Learn more about SSBs and how to apply for SSBs\u00a0<a href=\"https:\/\/growbeansprout.com\/singapore-savings-bonds-ssb-complete-guide\" target=\"_blank\" rel=\"noopener\">using our comprehensive SSB guide<\/a>.\u00a0<\/p>\n<p>Where are you parking your cash right now? Share in the comments, or join the discussion in <a href=\"https:\/\/t.me\/BeansproutSG\">our Telegram group<\/a>.<\/p>\n<p>Enjoyed this insight? Follow Beansprout on <a href=\"https:\/\/t.me\/BeansproutSG\">Telegram<\/a>, <a href=\"https:\/\/www.youtube.com\/@beansproutsg?sub_confirmation=1\" target=\"_blank\" rel=\"noopener\">Youtube<\/a>, <a href=\"https:\/\/www.facebook.com\/growbeansprout\" target=\"_blank\" rel=\"noopener\">Facebook<\/a> and <a href=\"https:\/\/www.instagram.com\/growbeansprout\/\" target=\"_blank\" rel=\"noopener\">Instagram<\/a>, and <a href=\"https:\/\/google.com\/preferences\/source?q=growbeansprout.com\" target=\"_blank\" rel=\"noopener\">add Beansprout as your preferred source on Google<\/a> so you never miss an update.<\/p>\n<p><!----><\/div>\n<p><script async src=\"\/\/www.instagram.com\/embed.js\"><\/script><br \/>\n<br \/><br \/>\n<br \/><a href=\"https:\/\/growbeansprout.com\/ssb-vs-tbill-vs-fixed-deposit-apr-2026\" target=\"_blank\" rel=\"noopener\">Read Full Article At Source <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>What happened? Singapore Savings Bond (SSB) yields have moved higher in April 2026. The latest SSB offers a 10-year average return of 2.14%, up from&#8230;<\/p>\n","protected":false},"author":1,"featured_media":47738,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[2611],"tags":[],"class_list":["post-47737","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buzz-headlines","wpcat-2611-id"],"_links":{"self":[{"href":"https:\/\/sgbuzz.com\/index.php?rest_route=\/wp\/v2\/posts\/47737","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sgbuzz.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sgbuzz.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sgbuzz.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sgbuzz.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=47737"}],"version-history":[{"count":0,"href":"https:\/\/sgbuzz.com\/index.php?rest_route=\/wp\/v2\/posts\/47737\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sgbuzz.com\/index.php?rest_route=\/wp\/v2\/media\/47738"}],"wp:attachment":[{"href":"https:\/\/sgbuzz.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=47737"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sgbuzz.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=47737"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sgbuzz.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=47737"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}