Note:<\/i><\/b> This article was first published 12 February 2026.<\/i><\/p>\n
In a move that should have been done from the very start, Atome\u2019s Singapore app has now enabled payments with partnered merchants in Malaysia<\/b>.\u00a0<\/p>\n
This means the 1.5 million Atome Singapore users can shop at 15,000+ retail outlets<\/b> and malls across Malaysia, and, in the same way, scan the cashier’s or counter\u2019s Atome QR code to pay.<\/p>\n
While the bill and the input screen appear in Malaysian Ringgit (MYR), the final outlay is also shown in Singapore Dollars (SGD)<\/b>. The Buy Now, Pay Later (BNPL) vendor claims its automatic conversion is at \u201ca competitive rate\u201d.<\/p>\n Steps to paying with Atome in Malaysia is just like how one does in Singapore, except that you will see two currencies instead of one.<\/p>\n Image: Atome Singapore<\/p>\n<\/figcaption><\/figure>\n Also, these cross-border transactions are compatible with Atome\u2019s built-in loyalty programme, A+ Rewards Points. The app also supports full upfront payments<\/b>, so you can treat it as an alternative payment option <\/b>without spreading the bill over several months.<\/p>\n Prior to this update, the Singapore app was restricted to Singapore merchants.<\/p>\n If you\u2019re unsure, look for the little decal that says your Sinkie app is accepted here.<\/p>\n Image: Atome Singapore<\/p>\n<\/figcaption><\/figure>\n From 11 to 28 February 2026<\/b>, Atome Singapore app users with transactions in Malaysia are eligible to win a \u201cred packet\u201d. The red packet is a lucky draw that contains S$888, alongside a cashback of S$88. Terms and conditions apply.<\/p>\n Atome publishes the list of compatible merchants here<\/u>.\u00a0 There\u2019s at least 37 consumer electronic chains in their list, so you\u2019re really spoilt for choice.<\/p>\n<\/div>\nNew feature, of course must celebrate<\/h2>\n
Where can I use Atome for payments in Malaysia?<\/h2>\n